Welcome to the Clarke & Hood website

Why use an IFA?

As Independent Financial Advisers we are able to provide personalised advice on a host of areas as follows:

Savings & Investments Protection Pensions Inheritance Planning Mortgages

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we may charge a fee equal to 0.5% of the loan in addition to commission paid by the lender Alternatively we can work on a pure fee basis of 1% of the loan and any commission that we receive from the lender will be refunded to you.

For advice on inheritance tax planning we act as introducers only.

Getting the right advice means speaking to the right people.

We adhere to strict FSA (Financial Services Authority) guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.

Many people think an IFA is only for the wealthy but this is not the case. The majority of our clients are normal everyday people. Our services are open to everyone.

Being an appointed representative of Sesame Ltd, the largest IFA Network in the UK, we have a wealth of experience and support behind us. We have full use of Sesame's Research team, a dedicated group concentrating on the suitability, risk and strength of new and existing financial products and providers. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act and hold the appropriate licences.

For anyone to find the best products and providers in any market you first have to possess the knowledge, experience and tools to find your way. We look after our clients on a daily basis and understand the financial market and what is important to consumers.

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